Navy Federal Financial Group

Confident Investing at Every Level, Your Goals Lead the Way

 Your goals, your path: explore investment options that fit your future.

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What is Digital Investing?

What is Digital Investing?

Digital investing allows you to manage and grow your investments entirely online - whether you prefer a hands-on approach through self-directed accounts or automated portfolio management. It gives you access to a wide range of stocks and ETFs, all from the convenience of your device.
Why Should You Get Started Now?

Why Should You Get Started Now?

Starting now will give your investments more time to grow. With no large upfront deposits needed, you can begin building your financial future today with as little as $1. The sooner you start, the more potential you have to reach you short or long-term goals, whether that’s saving up for a new car or planning for your retirement.

What is Digital Investing?

Why Should You Get Started Now?

Digital investing allows you to manage and grow your investments entirely online - whether you prefer a hands-on approach through self-directed accounts or automated portfolio management. It gives you access to a wide range of stocks and ETFs, all from the convenience of your device.
Starting now will give your investments more time to grow. With no large upfront deposits needed, you can begin building your financial future today with as little as $1. The sooner you start, the more potential you have to reach you short or long-term goals, whether that’s saving up for a new car or planning for your retirement.

What is Digital Investing?

Digital investing allows you to manage and grow your investments entirely online - whether you prefer a hands-on approach through self-directed accounts or automated portfolio management. It gives you access to a wide range of stocks and ETFs, all from the convenience of your device.

Why Should You Get Started Now?

Starting now will give your investments more time to grow. With no large upfront deposits needed, you can begin building your financial future today with as little as $1. The sooner you start, the more potential you have to reach you short or long-term goals, whether that’s saving up for a new car or planning for your retirement.

Which Account is Right for You?

Compare the different ways you can invest to find the best fit for your financial goals.

Automated Investing

Self-Directed Investing

Tell us your risk preference and goals, we’ll take care of the rest
Take control of your investments with access to a wide range of stocks and ETFs
Overview
Overview
Create multiple investment goalsAutomatic rebalancingDiversified portfoliosRecommended low-cost Exchange-Traded Funds (ETFs)
Create multiple investment goals
Automatic rebalancing
Diversified portfolios
Recommended low-cost Exchange-Traded Funds (ETFs)
Choose your own investmentsReal time tradingBuy fractional sharesResearch tools
Choose your own investments
Real time trading
Buy fractional shares
Research tools
Best Suited For
Best Suited For
Investors beginning their journeyBusy individuals looking for a hands-off experienceGoal oriented savers
Investors beginning their journey
Busy individuals looking for a hands-off experience
Goal oriented savers
Experienced investorsInvestors looking for hands-on managementIndependent decision-makers and market enthusiasts
Experienced investors
Investors looking for hands-on management
Independent decision-makers and market enthusiasts
Cost
Cost
30-day free trial with membership$3.50* per month, per account*$2.50 for NFCU members with an Active Duty Checking account
30-day free trial with membership
$3.50* per month, per account
*$2.50 for NFCU members with an Active Duty Checking account
30-day free trial with membership$3.50* per month, per account***$2.50 for NFCU members with an Active Duty Checking account**Self-directed investing includes commission-free trades for up to 2,000 shares per trade. Any additional shares traded are charged a $0.01 per share fee.
30-day free trial with membership
$3.50* per month, per account**
*$2.50 for NFCU members with an Active Duty Checking account
**Self-directed investing includes commission-free trades for up to 2,000 shares per trade. Any additional shares traded are charged a $0.01 per share fee.
What’s available
What’s available
Available for retirement, custodial, and regular cash accountsPre-customized portfolios aligned with your investment goalsRecurring deposit feature for automatic investments
Available for retirement, custodial, and regular cash accounts
Pre-customized portfolios aligned with your investment goals
Recurring deposit feature for automatic investments
Available for retirement, custodial, and regular cash accountsResearch tools with latest news and predefined themesAccess to over 5,000 individual stocks and ETFs
Available for retirement, custodial, and regular cash accounts
Research tools with latest news and predefined themes
Access to over 5,000 individual stocks and ETFs
Account Types
Account Types
Individual accountJoint accountCustodial accountTraditional IRARoth IRA
Individual account
Joint account
Custodial account
Traditional IRA
Roth IRA
Individual accountJoint accountCustodial accountTraditional IRARoth IRA
Individual account
Joint account
Custodial account
Traditional IRA
Roth IRA
Open Automated AccountOpen Self-Directed Account

Why Choose Us?

We’re Here to Help You

We understand the unique needs of all members, including our military families and veterans. Our team is here to offer personalized support and guidance, ensuring you have the help you need every step of the way.

Trust and Reliability

Backed by Navy Federal’s long-standing reputation, we are committed to providing the same trustworthy service that Navy Federal members have relied on for years.

Tools for Your Success

We provide a variety of resources to help you make informed decisions, from educational articles to our research tools. Our goal is to equip you with everything you need to succeed in your investment journey.

We’re Here to Help You

We understand the unique needs of all members, including our military families and veterans. Our team is here to offer personalized support and guidance, ensuring you have the help you need every step of the way.

Trust and Reliability

Backed by Navy Federal’s long-standing reputation, we are committed to providing the same trustworthy service that Navy Federal members have relied on for years.

Tools for Your Success

We provide a variety of resources to help you make informed decisions, from educational articles to our research tools. Our goal is to equip you with everything you need to succeed in your investment journey.

Planning for the Future Has Never Been Simpler

Plan for Tomorrow with our Traditional and Roth IRAs

Choose the IRA that fits your needs. Take full control or let our automated tools help you grow your retirement savings effortlessly. Learn more

Give Your Children a Gift that Grows with Them

Help your child start building financial habits early with our simple and easy-to-use tools for custodial accounts. Get Started

Grow Your Wealth, Solo or with a Partner

 Get Started

Did You Know?

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Easily Roll Over Your 401(k) Into Your Digital Investor Account
 Digital Investor allows you to consolidate your retirement plans, making it easy for you to track and manage your retirement funds. Learn More
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Kick Start Your Savings with a Digital Investor Account and Begin Your Financial Journey Today
 Start now with a Digital Investor account that suits your financial goals! Sign up today and explore all the investment tools and features our platform offers with a complimentary 30-day trial. Learn More
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Don’t Let the Unexpected Derail Your Financial Plan
 Life insurance can give you peace of mind, knowing those who depend on you will be financially protected. We've partnered with several life insurance companies to offer you affordable options. Learn More
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Secure Your Legacy with Trust & Will and Grow Your Wealth with Digital Investor
 NFCU’s partner, Trust & Will, offers easy step-by-step tools to create your will, trust, or both at 20% off for Navy Federal members. Use those savings to start investing in Digital Investor and build a brighter financial future. Learn More

Want to Learn More?

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Article
New to Investing? Here’s How to Get Started If you think you need a lot of money to start investing, you may be surprised to learn that’s not necessarily the case. 2/5
Article
What’s the Difference Between IRA Savings Accounts and IRA Investment Accounts? It’s possible to have an IRA savings-type account, an IRA investment-type account or both. Here are the benefits of each. 3/5
Article
3 Things Young Adults Need to Know About Money Making good financial decisions today can help you meet your financial goals tomorrow. 4/5
Article
Multitask Your Money: Prepare for Today, Tomorrow and Your Future The list of things you should be doing with your money can seem endless. Take a look at our insights on how to strike the right balance. 5/5
Article
Congrats, Your Debt Is Paid Off! Now What? Here’s what to do when you finally reach a financial goal. Visit the Education Center

Frequently Asked Questions

Can I have more than one account?
Yes, you can have multiple accounts. The monthly fee is charged per account.
What information do I need to create an account?
You'll need your Navy Federal online banking username and password. Most of your information will transfer over from your Navy Federal profile, but you'll need to let us know if anything has changed. We'll ask a few additional questions required to open an investment account, such as income, net worth, and employment status.
Can I open an account if I'm overseas?
Yes, if you're a US citizen with a valid US residential address but are currently stationed overseas, you can still open an account. However, if you don't have a valid US address or are a permanent overseas resident, you can't open a Navy Federal Digital Investor account.

Can’t find what you need or have further questions?

Visit the Help Center
Visit the Help Center